Stay in the Home You Love.
Access the Wealth You’ve Built.
The safe, tax-free way for homeowners aged 55+ to turn home equity into financial freedom—without monthly payments.
Dominion National
Cabinet Xperto
House Rich, but Cash Constrained?
You have spent a lifetime paying off your mortgage and building equity. But today, with rising costs and fixed retirement income, that wealth feels "locked" inside your walls.
You shouldn't have to sell your beloved home or pinch pennies just to access the money that is already yours.
The Intelligent
Solution
A Reverse Mortgage unlocks your equity tax-free, turning your home into a powerful financial asset while you continue to live in it.
- No monthly mortgage payments required.
- 100% Tax-free cash flow.
- You maintain full ownership and title.
Is a Reverse Mortgage Right for You?
Thousands of Quebec seniors are using their home equity to solve real-life challenges. Here is how:
Renovate & Age in Place
Update your home for safety and comfort. Install a walk-in tub, fix the roof, or modernize your kitchen without draining your savings.
Eliminate Monthly Debts
Pay off credit cards, lines of credit, or your existing mortgage. Stop making monthly payments and start enjoying your income.
Lifestyle & Family
Cover healthcare costs, help your grandchildren with a down payment, or simply travel more. Live the retirement you earned.
Your Partner in Financial Freedom
Retirement shouldn't be about compromise. I founded my practice on a simple belief: information comes first.
As a specialist backed by Dominion National and Cabinet Xperto, I help Quebec homeowners navigate their options with zero pressure and 100% transparency. My goal isn't to "sell" you a loan; it's to help you find the freedom to live life on your terms.
ANNIE DELISLE GAGNON Read My Full StoryTrusted by Families Across Quebec
"We were worried about monthly payments, but Annie explained everything so clearly. We paid off our debts and finally renovated the kitchen. It feels like a weight has been lifted."
Francine & Jacques Montreal, QC"Annie is professional, kind, and patient. She included our son in the meetings so everyone was comfortable. No pressure, just honest advice. Highly recommended!"
Robert L. Laval, QC"Being able to stay in my home while accessing the money I built up over 30 years is a blessing. Thank you, Annie, for making the process so simple."
Diane M. Longueuil, QCReady to Plan a Worry-Free Tomorrow?
Let’s have a simple, confidential conversation about your goals. Whether you want to renovate, travel, or just have peace of mind, I’m here to help you get there.